First Bank

FRBA · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$63,595$61,870$57,759$59,015
% Growth2.8%7.1%-2.1%
Cost of Goods Sold$28,628$27,717$25,240$25,479
Gross Profit$34,967$34,153$32,519$33,536
% Margin55%55.2%56.3%56.8%
R&D Expenses$0$0$0$0
G&A Expenses$11,859$12,452$11,614$11,050
SG&A Expenses$12,229$12,955$12,013$11,422
Sales & Mktg Exp.$370$503$399$372
Other Operating Expenses$7,441$7,912$8,371$7,702
Operating Expenses$19,670$20,867$20,384$19,124
Operating Income$15,297$13,286$12,135$14,412
% Margin24.1%21.5%21%24.4%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$15,297$13,286$12,135$14,412
Tax Expense$3,582$3,047$2,754$3,915
Net Income$11,715$10,239$9,381$10,497
% Margin18.4%16.5%16.2%17.8%
EPS0.470.410.370.42
% Growth14.6%10.8%-11.9%
EPS Diluted0.470.410.370.41
Weighted Avg Shares Out24,84425,02925,11825,160
Weighted Avg Shares Out Dil25,11125,23425,26925,323
Supplemental Information
Interest Income$61,174$59,168$55,788$56,839
Interest Expense$25,630$25,159$23,696$25,245
Depreciation & Amortization$979$1,069$1,120$1,071
EBITDA$16,276$14,355$13,255$15,483
% Margin25.6%23.2%22.9%26.2%