First Northern Community Bancorp
FNRN · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $84,671 | $80,563 | $62,815 | $55,039 |
| % Growth | 5.1% | 28.3% | 14.1% | – |
| Cost of Goods Sold | $14,042 | $8,684 | $2,086 | -$588 |
| Gross Profit | $70,629 | $71,879 | $60,729 | $55,627 |
| % Margin | 83.4% | 89.2% | 96.7% | 101.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $24,159 | $26,241 | $24,494 | $23,049 |
| SG&A Expenses | $24,619 | $26,715 | $24,990 | $23,431 |
| Sales & Mktg Exp. | $460 | $474 | $496 | $382 |
| Other Operating Expenses | $18,170 | $15,518 | $14,073 | $12,770 |
| Operating Expenses | $42,789 | $42,233 | $39,063 | $36,201 |
| Operating Income | $27,840 | $29,646 | $21,666 | $19,426 |
| % Margin | 32.9% | 36.8% | 34.5% | 35.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $27,840 | $29,646 | $21,666 | $19,426 |
| Tax Expense | $7,806 | $8,092 | $5,782 | $5,240 |
| Net Income | $20,034 | $21,554 | $15,884 | $14,186 |
| % Margin | 23.7% | 26.8% | 25.3% | 25.8% |
| EPS | 1.2 | 1.35 | 1 | 0.92 |
| % Growth | -11.1% | 35% | 8.7% | – |
| EPS Diluted | 1.18 | 1.35 | 0.99 | 0.9 |
| Weighted Avg Shares Out | 16,691 | 16,729 | 16,742 | 16,249 |
| Weighted Avg Shares Out Dil | 16,914 | 16,887 | 16,901 | 15,690 |
| Supplemental Information | – | – | – | – |
| Interest Income | $78,652 | $74,123 | $55,882 | $47,176 |
| Interest Expense | $14,292 | $7,584 | $1,186 | $912 |
| Depreciation & Amortization | $2,795 | $2,908 | $1,876 | $1,824 |
| EBITDA | $0 | $32,554 | $23,542 | $21,250 |
| % Margin | 0% | 40.4% | 37.5% | 38.6% |