First Northern Community Bancorp

FNRN · OTC
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9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$21,692$21,821$20,538$22,945
% Growth-0.6%6.2%-10.5%
Cost of Goods Sold$3,697$3,621$4,410$3,311
Gross Profit$17,995$18,200$16,128$19,634
% Margin83%83.4%78.5%85.6%
R&D Expenses$0$0$0$0
G&A Expenses$6,688$6,482$6,644$4,791
SG&A Expenses$6,814$6,579$6,777$4,948
Sales & Mktg Exp.$126$97$133$157
Other Operating Expenses$4,599$4,024$4,395$6,551
Operating Expenses$11,413$10,603$11,172$11,499
Operating Income$6,582$7,597$4,956$8,135
% Margin30.3%34.8%24.1%35.5%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$6,582$7,597$4,956$8,135
Tax Expense$569$2,131$1,285$2,289
Net Income$6,013$5,466$3,671$5,846
% Margin27.7%25%17.9%25.5%
EPS0.390.350.230.35
% Growth11.4%52.2%-34.3%
EPS Diluted0.380.350.230.35
Weighted Avg Shares Out15,60715,60716,43316,590
Weighted Avg Shares Out Dil15,81215,81216,67416,590
Supplemental Information
Interest Income$20,544$20,574$19,503$20,285
Interest Expense$3,697$3,621$3,560$3,761
Depreciation & Amortization$667$653$657$685
EBITDA$7,249$8,250$5,613$8,820
% Margin33.4%37.8%27.3%38.4%