F.N.B. Corporation
FNB · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $2,568,000 | $2,227,000 | $1,608,000 | $1,335,000 |
| % Growth | 15.3% | 38.5% | 20.4% | – |
| Cost of Goods Sold | $1,052,000 | $728,000 | $229,000 | $99,000 |
| Gross Profit | $1,516,000 | $1,499,000 | $1,379,000 | $1,236,000 |
| % Margin | 59% | 67.3% | 85.8% | 92.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $545,000 | $523,000 | $446,000 | $436,000 |
| SG&A Expenses | $566,000 | $540,000 | $462,000 | $450,000 |
| Sales & Mktg Exp. | $21,000 | $17,000 | $16,000 | $14,000 |
| Other Operating Expenses | $395,000 | $375,000 | $364,000 | $283,000 |
| Operating Expenses | $961,000 | $915,000 | $826,000 | $733,000 |
| Operating Income | $555,000 | $584,000 | $553,000 | $503,000 |
| % Margin | 21.6% | 26.2% | 34.4% | 37.7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $555,000 | $584,000 | $553,000 | $503,000 |
| Tax Expense | $90,000 | $99,000 | $114,000 | $98,000 |
| Net Income | $465,000 | $485,000 | $439,000 | $405,000 |
| % Margin | 18.1% | 21.8% | 27.3% | 30.3% |
| EPS | 1.27 | 1.32 | 1.23 | 1.24 |
| % Growth | -3.8% | 7.3% | -0.8% | – |
| EPS Diluted | 1.27 | 1.31 | 1.22 | 1.23 |
| Weighted Avg Shares Out | 361,273 | 361,220 | 349,977 | 319,791 |
| Weighted Avg Shares Out Dil | 362,638 | 362,898 | 354,052 | 323,481 |
| Supplemental Information | – | – | – | – |
| Interest Income | $2,252,000 | $1,973,000 | $1,285,000 | $1,005,000 |
| Interest Expense | $971,707 | $656,000 | $165,000 | $98,000 |
| Depreciation & Amortization | $67,000 | $78,000 | $73,000 | $10,000 |
| EBITDA | $622,000 | $662,000 | $626,000 | $513,000 |
| % Margin | 24.2% | 29.7% | 38.9% | 38.4% |