F.N.B. Corporation
FNB · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $694 | $674 | $647 | $620 |
| % Growth | 3% | 4.1% | 4.4% | – |
| Cost of Goods Sold | $261 | $261 | $253 | $270 |
| Gross Profit | $433 | $413 | $394 | $350 |
| % Margin | 62.4% | 61.3% | 60.9% | 56.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $138 | $139 | $143 | $136 |
| SG&A Expenses | $143 | $144 | $148 | $142 |
| Sales & Mktg Exp. | $5 | $5 | $5 | $6 |
| Other Operating Expenses | $100 | $103 | $98 | $106 |
| Operating Expenses | $243 | $247 | $246 | $248 |
| Operating Income | $190 | $166 | $147 | $102 |
| % Margin | 27.4% | 24.6% | 22.8% | 16.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $190 | $166 | $147 | $102 |
| Tax Expense | $40 | $36 | $31 | -$8 |
| Net Income | $150 | $130 | $117 | $110 |
| % Margin | 21.6% | 19.3% | 18% | 17.7% |
| EPS | 0.41 | 0.36 | 0.32 | 0.3 |
| % Growth | 13.9% | 12.5% | 6.7% | – |
| EPS Diluted | 0.41 | 0.36 | 0.32 | 0.3 |
| Weighted Avg Shares Out | 359 | 359 | 364 | 366 |
| Weighted Avg Shares Out Dil | 362 | 362 | 364 | 366 |
| Supplemental Information | – | – | – | – |
| Interest Income | $596 | $583 | $559 | $569 |
| Interest Expense | $237 | $235 | $236 | $247 |
| Depreciation & Amortization | $18 | $19 | $18 | $18 |
| EBITDA | $208 | $185 | $166 | $120 |
| % Margin | 30% | 27.4% | 25.6% | 19.4% |