Farmers and Merchants Bancshares, Inc.

FMFG · OTC
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12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue$39,472$32,405$28,090$27,494
% Growth21.8%15.4%2.2%
Cost of Goods Sold$17,677$9,337$2,621$3,135
Gross Profit$21,795$23,068$25,469$24,359
% Margin55.2%71.2%90.7%88.6%
R&D Expenses$0$0$0$0
G&A Expenses$10,789$10,171$10,399$9,713
SG&A Expenses$11,017$10,441$10,657$9,946
Sales & Mktg Exp.$228$270$258$233
Other Operating Expenses$5,269$4,192$4,236$3,830
Operating Expenses$16,286$14,633$14,893$13,776
Operating Income$5,509$8,435$10,575$10,582
% Margin14%26%37.6%38.5%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$5,509$8,435$10,575$10,582
Tax Expense$1,231$2,017$2,485$2,433
Net Income$4,278$6,418$8,090$8,150
% Margin10.8%19.8%28.8%29.6%
EPS1.372.082.662.7
% Growth-34.1%-21.8%-1.5%
EPS Diluted1.372.082.662.7
Weighted Avg Shares Out3,1333,0833,0463,018
Weighted Avg Shares Out Dil3,1333,0863,0463,018
Supplemental Information
Interest Income$38,363$31,323$26,270$25,680
Interest Expense$17,527$9,907$2,146$2,805
Depreciation & Amortization$641$503$487$488
EBITDA$6,150$8,938$11,062$11,070
% Margin15.6%27.6%39.4%40.3%