F & M Bank Corp.
FMBM · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $74,905 | $66,090 | $52,940 | $46,630 |
| % Growth | 13.3% | 24.8% | 13.5% | – |
| Cost of Goods Sold | $32,894 | $25,731 | $8,111 | $1,481 |
| Gross Profit | $42,011 | $40,359 | $44,829 | $45,149 |
| % Margin | 56.1% | 61.1% | 84.7% | 96.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $23,137 | $27,236 | $22,897 | $19,394 |
| SG&A Expenses | $23,745 | $28,199 | $23,822 | $20,142 |
| Sales & Mktg Exp. | $608 | $963 | $925 | $748 |
| Other Operating Expenses | $10,343 | $10,135 | $12,209 | $12,946 |
| Operating Expenses | $34,088 | $38,334 | $36,031 | $33,088 |
| Operating Income | $7,923 | $2,025 | $8,798 | $12,061 |
| % Margin | 10.6% | 3.1% | 16.6% | 25.9% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $7,923 | $2,025 | $8,798 | $12,061 |
| Tax Expense | $638 | -$746 | $480 | $1,323 |
| Net Income | $7,285 | $2,771 | $8,318 | $10,738 |
| % Margin | 9.7% | 4.2% | 15.7% | 23% |
| EPS | 2.07 | 0.79 | 2.41 | 3.25 |
| % Growth | 162% | -67.2% | -25.8% | – |
| EPS Diluted | 2.07 | 0.8 | 2.41 | 3.12 |
| Weighted Avg Shares Out | 3,512 | 3,476 | 3,449 | 3,414 |
| Weighted Avg Shares Out Dil | 3,512 | 3,476 | 3,449 | 3,442 |
| Supplemental Information | – | – | – | – |
| Interest Income | $64,483 | $56,411 | $42,139 | $35,576 |
| Interest Expense | $30,551 | $24,706 | $7,245 | $4,302 |
| Depreciation & Amortization | $1,404 | $1,348 | $1,138 | $1,235 |
| EBITDA | $9,327 | $3,373 | $9,936 | $13,296 |
| % Margin | 12.5% | 5.1% | 18.8% | 28.5% |