F & M Bank Corp.
FMBM · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $7,285 | $2,771 | $8,318 | $10,738 |
| Dep. & Amort. | $1,404 | $1,348 | $1,138 | $1,235 |
| Deferred Tax | -$293 | $200 | -$91 | $476 |
| Stock-Based Comp. | $226 | $259 | $193 | $86 |
| Change in WC | -$3,114 | -$3,865 | $3,380 | $94 |
| Other Non-Cash | $1,981 | $1,684 | $4,633 | $8,652 |
| Operating Cash Flow | $7,489 | $2,397 | $17,571 | $21,281 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$282 | -$5,453 | -$3,642 | -$563 |
| Net Acquisitions | $0 | $0 | $0 | $13,946 |
| Inv. Purchases | -$45,827 | -$250 | -$108,277 | -$346,857 |
| Inv. Sales/Matur. | $90,932 | $33,991 | $70,987 | $45,047 |
| Other Inv. Act. | -$17,601 | -$78,489 | -$84,634 | $44,727 |
| Investing Cash Flow | $27,222 | -$50,201 | -$125,566 | -$243,700 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$60,000 | -$10,000 | $55,000 | -$11,430 |
| Stock Issued | $314 | $321 | $335 | $298 |
| Stock Repurch. | $0 | $0 | $0 | $0 |
| Dividends Paid | -$3,650 | -$3,612 | -$3,590 | -$3,593 |
| Other Fin. Act. | $61,869 | $49,859 | $3,082 | $246,857 |
| Financing Cash Flow | -$1,467 | $36,568 | $54,827 | $232,132 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $33,244 | -$11,236 | -$53,168 | $9,713 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $23,717 | $34,953 | $88,121 | $78,408 |
| End Cash | $56,961 | $23,717 | $34,953 | $88,121 |
| Free Cash Flow | $7,207 | -$3,056 | $13,929 | $20,718 |