F & M Bank Corp.
FMBM · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $17,052 | $19,571 | $18,980 | $19,457 |
| % Growth | -12.9% | 3.1% | -2.5% | – |
| Cost of Goods Sold | $0 | $7,472 | $6,820 | $8,860 |
| Gross Profit | $0 | $12,099 | $12,160 | $10,597 |
| % Margin | 0% | 61.8% | 64.1% | 54.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $0 | $4,873 | $6,130 | $8,119 |
| SG&A Expenses | $0 | $4,873 | $6,130 | $8,271 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $152 |
| Other Operating Expenses | $16,957 | $3,806 | $3,394 | -$212 |
| Operating Expenses | $16,957 | $8,679 | $9,524 | $8,059 |
| Operating Income | $95 | $3,420 | $2,636 | $2,538 |
| % Margin | 0.6% | 17.5% | 13.9% | 13% |
| Other Income/Exp. Net | $3,274 | $0 | $235 | $0 |
| Pre-Tax Income | $3,369 | $3,420 | $2,871 | $2,538 |
| Tax Expense | $445 | $455 | $414 | $278 |
| Net Income | $2,924 | $2,965 | $2,457 | $2,260 |
| % Margin | 17.1% | 15.1% | 12.9% | 11.6% |
| EPS | 0.82 | 0.83 | 0.7 | 0.65 |
| % Growth | -1.2% | 18.6% | 7.7% | – |
| EPS Diluted | 0.82 | 0.83 | 0.7 | 0.64 |
| Weighted Avg Shares Out | 3,559 | 3,564 | 3,531 | 3,477 |
| Weighted Avg Shares Out Dil | 3,559 | 3,564 | 3,531 | 3,520 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $16,812 | $16,234 | $16,897 |
| Interest Expense | $6,557 | $6,285 | $6,820 | $7,785 |
| Depreciation & Amortization | $317 | $366 | $525 | $255 |
| EBITDA | $3,686 | $3,786 | $10,216 | $2,793 |
| % Margin | 21.6% | 19.3% | 53.8% | 14.4% |