Financial Institutions, Inc.
FISI · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $96 | $93 | $91 | -$14 |
| % Growth | 3.3% | 2.4% | 761.7% | – |
| Cost of Goods Sold | $36 | $37 | $37 | $43 |
| Gross Profit | $61 | $57 | $54 | -$57 |
| % Margin | 63.1% | 60.8% | 59.5% | 414.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $20 | $19 | $18 | $21 |
| SG&A Expenses | $20 | $20 | $19 | $21 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $15 | $15 | $15 | $37 |
| Operating Expenses | $36 | $35 | $34 | $58 |
| Operating Income | $25 | $21 | $21 | -$115 |
| % Margin | 26.2% | 23.1% | 22.7% | 838.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $25 | $21 | $21 | -$115 |
| Tax Expense | $5 | $4 | $4 | -$32 |
| Net Income | $20 | $18 | $17 | -$83 |
| % Margin | 21.3% | 18.8% | 18.5% | 602.1% |
| EPS | 1 | 0.85 | 0.82 | -5.07 |
| % Growth | 17.6% | 3.7% | 116.2% | – |
| EPS Diluted | 0.99 | 0.85 | 0.81 | -5.07 |
| Weighted Avg Shares Out | 20 | 20 | 20 | 16 |
| Weighted Avg Shares Out Dil | 20 | 20 | 20 | 16 |
| Supplemental Information | – | – | – | – |
| Interest Income | $84 | $83 | $81 | $78 |
| Interest Expense | $33 | $34 | $34 | $36 |
| Depreciation & Amortization | $2 | $2 | $2 | $2 |
| EBITDA | $27 | $23 | $23 | -$113 |
| % Margin | 28.2% | 25.1% | 24.8% | 823.8% |