Financial Institutions, Inc.
FISI · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $20,477 | $17,532 | $16,878 | -$82,811 |
| Dep. & Amort. | -$2,235 | $1,915 | $1,910 | $1,956 |
| Deferred Tax | $4,933 | $360 | $483 | -$36,442 |
| Stock-Based Comp. | $756 | $954 | $506 | -$199 |
| Change in WC | $33,692 | -$22,838 | -$10,854 | $16,245 |
| Other Non-Cash | -$64,505 | -$3,648 | $1,082 | $128,267 |
| Operating Cash Flow | -$6,882 | -$5,725 | $10,005 | $27,016 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | $2,412 | -$1,596 | -$816 | -$403 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | $95,479 | -$78,365 | -$17,114 | -$773,387 |
| Inv. Sales/Matur. | -$38,220 | $111,587 | $20,069 | $717,864 |
| Other Inv. Act. | -$109,037 | $87,263 | -$149,427 | -$79,024 |
| Investing Cash Flow | -$49,366 | $118,889 | -$147,288 | -$134,950 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$46,000 | $36,000 | -$44,000 | $44,000 |
| Stock Issued | $0 | $0 | $0 | $108,572 |
| Stock Repurch. | -$34 | $0 | -$481 | -$11 |
| Dividends Paid | -$6,602 | -$6,586 | -$6,384 | -$5,005 |
| Other Fin. Act. | $201,795 | -$216,896 | $268,179 | -$201,877 |
| Financing Cash Flow | $149,159 | -$187,482 | $217,314 | -$54,314 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $92,911 | -$74,318 | $80,031 | -$162,248 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $93,034 | $167,352 | $87,321 | $249,569 |
| End Cash | $185,945 | $93,034 | $167,352 | $87,321 |
| Free Cash Flow | -$4,470 | -$7,321 | $9,189 | $26,613 |