FNB, Inc.

FIDS · OTC
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12/31/2007
9/30/2007
6/30/2007
3/31/2007
Revenue$3,016$3,042$3,001$2,947
% Growth-0.9%1.4%1.8%
Cost of Goods Sold$1,082$1,130$1,140$1,067
Gross Profit$1,934$1,912$1,861$1,880
% Margin64.1%62.9%62%63.8%
R&D Expenses$0$0$0$0
G&A Expenses$750$804$675$800
SG&A Expenses$750$804$675$800
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$629$554$563$571
Operating Expenses$1,379$1,358$1,238$1,371
Operating Income$555$554$623$509
% Margin18.4%18.2%20.8%17.3%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$555$554$623$509
Tax Expense$107$140$148$132
Net Income$448$414$475$377
% Margin14.9%13.6%15.8%12.8%
EPS0.650.60.690.54
% Growth8.3%-13%27.8%
EPS Diluted0.650.60.690.54
Weighted Avg Shares Out692692692692
Weighted Avg Shares Out Dil692692692692
Supplemental Information
Interest Income$2,793$2,814$2,811$2,751
Interest Expense$967$1,040$1,030$997
Depreciation & Amortization$0$0$0$0
EBITDA$555$554$623$509
% Margin18.4%18.2%20.8%17.3%