First Guaranty Bancshares, Inc.

FGBI · NASDAQ
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12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue$244,777$191,782$145,835$120,917
% Growth27.6%31.5%20.6%
Cost of Goods Sold$153,302$102,018$40,190$24,354
Gross Profit$91,475$89,764$105,645$96,563
% Margin37.4%46.8%72.4%79.9%
R&D Expenses$0$0$0$0
G&A Expenses$38,304$40,422$36,699$32,179
SG&A Expenses$39,544$42,349$38,446$33,890
Sales & Mktg Exp.$1,240$1,927$1,747$1,711
Other Operating Expenses$35,925$35,519$30,809$28,218
Operating Expenses$75,469$77,868$69,255$62,108
Operating Income$16,006$11,896$36,390$34,455
% Margin6.5%6.2%25%28.5%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$16,006$11,896$36,390$34,455
Tax Expense$3,558$2,677$7,506$7,158
Net Income$12,448$9,219$28,884$27,297
% Margin5.1%4.8%19.8%22.6%
EPS0.810.622.482.42
% Growth30.6%-75%2.5%
EPS Diluted0.810.622.482.42
Weighted Avg Shares Out12,50111,16510,71710,717
Weighted Avg Shares Out Dil12,50111,16510,71710,717
Supplemental Information
Interest Income$221,706$183,009$136,576$111,917
Interest Expense$133,268$98,304$36,534$22,299
Depreciation & Amortization$4,432$4,026$4,109$4,775
EBITDA$20,438$15,922$40,499$39,230
% Margin8.3%8.3%27.8%32.4%