Fentura Financial, Inc.
FETM · OTC
12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | |
|---|---|---|---|---|
| Revenue | $60,201 | $60,033 | $56,406 | $59,261 |
| % Growth | 0.3% | 6.4% | -4.8% | – |
| Cost of Goods Sold | $5,265 | $0 | $0 | $0 |
| Gross Profit | $54,936 | $60,033 | $56,406 | $59,261 |
| % Margin | 91.3% | 100% | 100% | 100% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $27,659 | $25,531 | $25,867 | $22,943 |
| SG&A Expenses | $29,264 | $27,105 | $27,195 | $23,918 |
| Sales & Mktg Exp. | $1,605 | $1,574 | $1,328 | $975 |
| Other Operating Expenses | $30,937 | -$61,728 | -$62,830 | -$63,802 |
| Operating Expenses | $60,201 | -$34,623 | -$35,635 | -$39,884 |
| Operating Income | $19,689 | $25,410 | $20,771 | $19,377 |
| % Margin | 32.7% | 42.3% | 36.8% | 32.7% |
| Other Income/Exp. Net | -$1,434 | -$270 | -$289 | -$1,907 |
| Pre-Tax Income | $18,255 | $18,643 | $20,771 | $19,377 |
| Tax Expense | $3,626 | $3,710 | $4,192 | $3,913 |
| Net Income | $14,629 | $14,933 | $16,579 | $15,464 |
| % Margin | 24.3% | 24.9% | 29.4% | 26.1% |
| EPS | 3.3 | 3.38 | 3.6 | 3.31 |
| % Growth | -2.4% | -6.1% | 8.8% | – |
| EPS Diluted | 3.3 | 3.38 | 3.6 | 3.31 |
| Weighted Avg Shares Out | 4,433 | 4,423 | 4,603 | 4,670 |
| Weighted Avg Shares Out Dil | 4,433 | 4,423 | 4,603 | 4,670 |
| Supplemental Information | – | – | – | – |
| Interest Income | $79,681 | $59,220 | $46,910 | $45,979 |
| Interest Expense | $28,087 | $6,767 | $2,736 | $5,924 |
| Depreciation & Amortization | $2,449 | $3,010 | $2,676 | $2,338 |
| EBITDA | -$385 | $27,316 | $23,447 | $24,088 |
| % Margin | -0.6% | 45.5% | 41.6% | 40.6% |