First Citizens BancShares, Inc.

FCNCA · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$3,694$3,623$3,525$3,689
% Growth2%2.8%-4.4%
Cost of Goods Sold$1,455$1,365$1,386$1,447
Gross Profit$2,239$2,258$2,139$2,242
% Margin60.6%62.3%60.7%60.8%
R&D Expenses$0$0$0$0
G&A Expenses$922$909$914$889
SG&A Expenses$955$941$946$913
Sales & Mktg Exp.$33$32$32$24
Other Operating Expenses$533$559$542$593
Operating Expenses$1,488$1,500$1,488$1,506
Operating Income$751$758$651$736
% Margin20.3%20.9%18.5%20%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$751$758$651$736
Tax Expense$183$183$168$36
Net Income$568$575$483$700
% Margin15.4%15.9%13.7%19%
EPS43.1242.3634.4749.21
% Growth1.8%22.9%-30%
EPS Diluted43.1242.3634.4749.21
Weighted Avg Shares Out13131414
Weighted Avg Shares Out Dil13131414
Supplemental Information
Interest Income$2,998$2,945$2,895$3,001
Interest Expense$1,264$1,250$1,232$1,292
Depreciation & Amortization$91$128$93$94
EBITDA$842$886$744$830
% Margin22.8%24.5%21.1%22.5%