First Commonwealth Financial Corporation
FCF · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $187,566 | $183,604 | $169,630 | $175,331 |
| % Growth | 2.2% | 8.2% | -3.3% | – |
| Cost of Goods Sold | $62,913 | $65,342 | $57,342 | $61,405 |
| Gross Profit | $124,653 | $118,262 | $112,288 | $113,926 |
| % Margin | 66.5% | 64.4% | 66.2% | 65% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $42,370 | $1,903 | $1,620 | $39,461 |
| SG&A Expenses | $44,301 | $3,360 | $2,992 | $40,819 |
| Sales & Mktg Exp. | $1,931 | $1,457 | $1,372 | $1,358 |
| Other Operating Expenses | $28,533 | $72,837 | $68,258 | $28,485 |
| Operating Expenses | $72,834 | $76,197 | $71,250 | $69,304 |
| Operating Income | $51,819 | $42,065 | $41,038 | $44,622 |
| % Margin | 27.6% | 22.9% | 24.2% | 25.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $51,819 | $42,065 | $41,038 | $44,622 |
| Tax Expense | $10,491 | $8,663 | $8,342 | $8,773 |
| Net Income | $41,328 | $33,402 | $32,696 | $35,849 |
| % Margin | 22% | 18.2% | 19.3% | 20.4% |
| EPS | 0.39 | 0.32 | 0.32 | 0.35 |
| % Growth | 21.9% | 0% | -8.6% | – |
| EPS Diluted | 0.39 | 0.32 | 0.32 | 0.35 |
| Weighted Avg Shares Out | 104,755 | 103,928 | 102,175 | 102,444 |
| Weighted Avg Shares Out Dil | 104,755 | 103,928 | 101,860 | 101,963 |
| Supplemental Information | – | – | – | – |
| Interest Income | $161,923 | $158,232 | $146,591 | $149,440 |
| Interest Expense | $51,586 | $52,685 | $51,606 | $54,915 |
| Depreciation & Amortization | $1,884 | $788 | $2,153 | $2,059 |
| EBITDA | $53,703 | $42,853 | $43,191 | $46,681 |
| % Margin | 28.6% | 23.3% | 25.5% | 26.6% |