First Commonwealth Financial Corporation

FCF · NYSE
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$188$184$170$175
% Growth2.2%8.2%-3.3%
Cost of Goods Sold$63$65$57$61
Gross Profit$125$118$112$114
% Margin66.5%64.4%66.2%65%
R&D Expenses$0$0$0$0
G&A Expenses$42$2$2$39
SG&A Expenses$44$3$3$41
Sales & Mktg Exp.$2$1$1$1
Other Operating Expenses$29$73$68$28
Operating Expenses$73$76$71$69
Operating Income$52$42$41$45
% Margin27.6%22.9%24.2%25.5%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$52$42$41$45
Tax Expense$10$9$8$9
Net Income$41$33$33$36
% Margin22%18.2%19.3%20.4%
EPS0.390.320.320.35
% Growth21.9%0%-8.6%
EPS Diluted0.390.320.320.35
Weighted Avg Shares Out105104102102
Weighted Avg Shares Out Dil105104102102
Supplemental Information
Interest Income$162$158$147$149
Interest Expense$52$53$52$55
Depreciation & Amortization$2$1$2$2
EBITDA$54$43$43$47
% Margin28.6%23.3%25.5%26.6%