First Commonwealth Financial Corporation
FCF · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $699,694 | $626,607 | $428,661 | $400,595 |
| % Growth | 11.7% | 46.2% | 7% | – |
| Cost of Goods Sold | $250,741 | $159,135 | $38,838 | $13,921 |
| Gross Profit | $448,953 | $467,472 | $389,823 | $386,674 |
| % Margin | 64.2% | 74.6% | 90.9% | 96.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $155,260 | $149,131 | $128,902 | $122,035 |
| SG&A Expenses | $160,795 | $154,844 | $133,933 | $127,018 |
| Sales & Mktg Exp. | $5,535 | $5,713 | $5,031 | $4,983 |
| Other Operating Expenses | $109,950 | $115,073 | $95,705 | $86,839 |
| Operating Expenses | $270,745 | $269,917 | $229,638 | $213,857 |
| Operating Income | $178,208 | $197,555 | $160,185 | $172,817 |
| % Margin | 25.5% | 31.5% | 37.4% | 43.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $178,208 | $197,555 | $160,185 | $172,817 |
| Tax Expense | $35,636 | $40,492 | $32,004 | $34,560 |
| Net Income | $142,572 | $157,063 | $128,181 | $138,257 |
| % Margin | 20.4% | 25.1% | 29.9% | 34.5% |
| EPS | 1.4 | 1.55 | 1.37 | 1.47 |
| % Growth | -9.7% | 13.1% | -6.8% | – |
| EPS Diluted | 1.39 | 1.54 | 1.37 | 1.44 |
| Weighted Avg Shares Out | 101,913 | 101,556 | 93,612 | 94,233 |
| Weighted Avg Shares Out Dil | 102,205 | 101,822 | 93,887 | 95,840 |
| Supplemental Information | – | – | – | – |
| Interest Income | $598,409 | $526,989 | $329,076 | $293,317 |
| Interest Expense | $221,571 | $144,322 | $17,732 | $15,297 |
| Depreciation & Amortization | $5,688 | $4,104 | $10,552 | $11,442 |
| EBITDA | $184,011 | $201,659 | $170,737 | $184,259 |
| % Margin | 26.3% | 32.2% | 39.8% | 46% |