The Farmers Bank of Appomattox
FBPA · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $17,881 | $14,994 | $12,472 | $11,784 |
| % Growth | 19.3% | 20.2% | 5.8% | – |
| Cost of Goods Sold | $5,977 | $3,616 | $1,304 | $925 |
| Gross Profit | $11,904 | $11,378 | $11,168 | $10,859 |
| % Margin | 66.6% | 75.9% | 89.5% | 92.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $5,003 | $4,531 | $4,094 | $4,926 |
| SG&A Expenses | $5,075 | $4,613 | $4,193 | $4,973 |
| Sales & Mktg Exp. | $72 | $82 | $99 | $47 |
| Other Operating Expenses | $3,697 | $3,439 | $3,312 | $2,052 |
| Operating Expenses | $8,772 | $8,052 | $7,505 | $7,025 |
| Operating Income | $3,132 | $3,326 | $3,663 | $3,834 |
| % Margin | 17.5% | 22.2% | 29.4% | 32.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $3,132 | $3,326 | $3,663 | $3,834 |
| Tax Expense | $418 | $430 | $455 | $523 |
| Net Income | $2,714 | $2,896 | $3,208 | $3,311 |
| % Margin | 15.2% | 19.3% | 25.7% | 28.1% |
| EPS | 2.5 | 2.67 | 2.96 | 3.06 |
| % Growth | -6.4% | -9.8% | -3.3% | – |
| EPS Diluted | 2.5 | 2.67 | 2.96 | 3.06 |
| Weighted Avg Shares Out | 1,084 | 1,084 | 1,084 | 1,084 |
| Weighted Avg Shares Out Dil | 1,084 | 1,084 | 1,084 | 1,084 |
| Supplemental Information | – | – | – | – |
| Interest Income | $16,645 | $13,965 | $11,335 | $10,693 |
| Interest Expense | $5,340 | $3,383 | $975 | $822 |
| Depreciation & Amortization | $212 | $212 | $254 | $258 |
| EBITDA | $3,344 | $3,538 | $3,917 | $4,092 |
| % Margin | 18.7% | 23.6% | 31.4% | 34.7% |