First BanCorp.
FBP · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $304,536 | $302,065 | $308,782 | $291,740 |
| % Growth | 0.8% | -2.2% | 5.8% | – |
| Cost of Goods Sold | $82,341 | $82,999 | $89,442 | $91,687 |
| Gross Profit | $222,195 | $219,066 | $219,340 | $200,053 |
| % Margin | 73% | 72.5% | 71% | 68.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $61,997 | $62,293 | $64,373 | $61,485 |
| SG&A Expenses | $65,881 | $65,788 | $67,651 | $66,813 |
| Sales & Mktg Exp. | $3,884 | $3,495 | $3,278 | $5,328 |
| Other Operating Expenses | $50,091 | $50,393 | $51,390 | $37,211 |
| Operating Expenses | $115,972 | $116,181 | $119,041 | $104,024 |
| Operating Income | $106,223 | $102,885 | $100,299 | $96,029 |
| % Margin | 34.9% | 34.1% | 32.5% | 32.9% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $106,223 | $102,885 | $100,299 | $96,029 |
| Tax Expense | $5,697 | $22,705 | $23,240 | $20,328 |
| Net Income | $100,526 | $80,180 | $77,059 | $75,701 |
| % Margin | 33% | 26.5% | 25% | 25.9% |
| EPS | 0.63 | 0.5 | 0.47 | 0.46 |
| % Growth | 26% | 6.4% | 2.2% | – |
| EPS Diluted | 0.63 | 0.5 | 0.47 | 0.46 |
| Weighted Avg Shares Out | 159,565 | 160,884 | 162,934 | 163,084 |
| Weighted Avg Shares Out Dil | 159,565 | 161,513 | 165,543 | 165,543 |
| Supplemental Information | – | – | – | – |
| Interest Income | $282,743 | $278,190 | $277,065 | $279,728 |
| Interest Expense | $64,827 | $62,331 | $64,668 | $70,461 |
| Depreciation & Amortization | $5,178 | $5,536 | $5,705 | $5,878 |
| EBITDA | $111,401 | $108,421 | $106,004 | $101,907 |
| % Margin | 36.6% | 35.9% | 34.3% | 34.9% |