First BanCorp.
FBP · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $305 | $302 | $309 | $292 |
| % Growth | 0.8% | -2.2% | 5.8% | – |
| Cost of Goods Sold | $82 | $83 | $89 | $92 |
| Gross Profit | $222 | $219 | $219 | $200 |
| % Margin | 73% | 72.5% | 71% | 68.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $62 | $62 | $64 | $61 |
| SG&A Expenses | $66 | $66 | $68 | $67 |
| Sales & Mktg Exp. | $4 | $3 | $3 | $5 |
| Other Operating Expenses | $50 | $50 | $51 | $37 |
| Operating Expenses | $116 | $116 | $119 | $104 |
| Operating Income | $106 | $103 | $100 | $96 |
| % Margin | 34.9% | 34.1% | 32.5% | 32.9% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $106 | $103 | $100 | $96 |
| Tax Expense | $6 | $23 | $23 | $20 |
| Net Income | $101 | $80 | $77 | $76 |
| % Margin | 33% | 26.5% | 25% | 25.9% |
| EPS | 0.63 | 0.5 | 0.47 | 0.46 |
| % Growth | 26% | 6.4% | 2.2% | – |
| EPS Diluted | 0.63 | 0.5 | 0.47 | 0.46 |
| Weighted Avg Shares Out | 160 | 161 | 163 | 163 |
| Weighted Avg Shares Out Dil | 160 | 162 | 166 | 166 |
| Supplemental Information | – | – | – | – |
| Interest Income | $283 | $278 | $277 | $280 |
| Interest Expense | $65 | $62 | $65 | $70 |
| Depreciation & Amortization | $5 | $6 | $6 | $6 |
| EBITDA | $111 | $108 | $106 | $102 |
| % Margin | 36.6% | 35.9% | 34.3% | 34.9% |