Evans Bancorp, Inc.
EVBN · AMEX
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $69,206 | $94,112 | $92,226 | $91,611 |
| % Growth | -26.5% | 2% | 0.7% | – |
| Cost of Goods Sold | $0 | -$18 | $0 | $0 |
| Gross Profit | $69,206 | $94,130 | $92,226 | $91,611 |
| % Margin | 100% | 100% | 100% | 100% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $31,952 | $38,447 | $39,879 | $39,745 |
| SG&A Expenses | $32,887 | $39,654 | $41,038 | $41,172 |
| Sales & Mktg Exp. | $935 | $1,207 | $1,159 | $1,427 |
| Other Operating Expenses | $36,319 | $54,476 | $0 | $0 |
| Operating Expenses | $69,206 | $94,130 | $53,444 | $53,900 |
| Operating Income | $13,741 | $0 | $37,326 | $31,926 |
| % Margin | 19.9% | 0% | 40.5% | 34.8% |
| Other Income/Exp. Net | $527 | $34,730 | -$7,774 | $0 |
| Pre-Tax Income | $14,268 | $34,730 | $29,552 | $31,926 |
| Tax Expense | $2,314 | $10,206 | $7,163 | $7,883 |
| Net Income | $11,954 | $24,524 | $22,389 | $24,043 |
| % Margin | 17.3% | 26.1% | 24.3% | 26.2% |
| EPS | 2.15 | 4.49 | 4.07 | 4.39 |
| % Growth | -52.1% | 10.3% | -7.3% | – |
| EPS Diluted | 2.16 | 4.48 | 4.04 | 4.37 |
| Weighted Avg Shares Out | 5,527 | 5,456 | 5,542 | 5,447 |
| Weighted Avg Shares Out Dil | 5,543 | 5,471 | 5,536 | 5,502 |
| Supplemental Information | – | – | – | – |
| Interest Income | $109,918 | $96,850 | $79,482 | $77,580 |
| Interest Expense | $50,950 | $35,642 | $6,527 | $4,795 |
| Depreciation & Amortization | $1,236 | $1,559 | $1,647 | $0 |
| EBITDA | $0 | $0 | $31,199 | $0 |
| % Margin | 0% | 0% | 33.8% | 0% |