ESSA Bancorp, Inc.

ESSA · NASDAQ
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3/31/2025
12/31/2024
9/30/2024
6/30/2024
Revenue$27,649$28,430$28,522$27,654
% Growth-2.7%-0.3%3.1%
Cost of Goods Sold$11,380$11,621$11,539$11,150
Gross Profit$16,269$16,809$16,983$16,504
% Margin58.8%59.1%59.5%59.7%
R&D Expenses$0$0$0$0
G&A Expenses$7,278$7,557$7,045$7,225
SG&A Expenses$7,446$7,661$7,234$7,341
Sales & Mktg Exp.$168$104$189$116
Other Operating Expenses$5,361$4,273$4,615$4,340
Operating Expenses$12,807$11,934$11,849$11,681
Operating Income$3,462$4,875$5,134$4,823
% Margin12.5%17.1%18%17.4%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$3,462$4,875$5,134$4,823
Tax Expense$727$919$955$909
Net Income$2,735$3,956$4,179$3,914
% Margin9.9%13.9%14.7%14.2%
EPS0.290.410.440.41
% Growth-29.3%-6.8%7.3%
EPS Diluted0.290.410.440.41
Weighted Avg Shares Out9,5379,5339,5539,518
Weighted Avg Shares Out Dil9,5609,5339,5049,518
Supplemental Information
Interest Income$25,632$26,372$26,055$25,662
Interest Expense$11,422$12,228$11,659$11,497
Depreciation & Amortization$427$462$496$507
EBITDA$3,889$5,337$5,630$5,330
% Margin14.1%18.8%19.7%19.3%