Esquire Financial Holdings, Inc.
ESQ · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $42,364 | $40,113 | $37,664 | $36,953 |
| % Growth | 5.6% | 6.5% | 1.9% | – |
| Cost of Goods Sold | $6,542 | $7,807 | $5,404 | $5,598 |
| Gross Profit | $35,822 | $32,306 | $32,260 | $31,355 |
| % Margin | 84.6% | 80.5% | 85.7% | 84.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $11,136 | $10,509 | $10,335 | $9,886 |
| SG&A Expenses | $12,110 | $11,320 | $11,186 | $10,698 |
| Sales & Mktg Exp. | $974 | $811 | $851 | $812 |
| Other Operating Expenses | $6,250 | $5,742 | $5,562 | $4,987 |
| Operating Expenses | $18,360 | $17,062 | $16,748 | $15,685 |
| Operating Income | $17,462 | $15,244 | $15,512 | $15,670 |
| % Margin | 41.2% | 38% | 41.2% | 42.4% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $17,462 | $15,244 | $15,512 | $15,670 |
| Tax Expense | $3,405 | $3,354 | $4,105 | $3,917 |
| Net Income | $14,057 | $11,890 | $11,407 | $11,753 |
| % Margin | 33.2% | 29.6% | 30.3% | 31.8% |
| EPS | 1.74 | 1.48 | 1.43 | 1.49 |
| % Growth | 17.6% | 3.5% | -4% | – |
| EPS Diluted | 1.62 | 1.38 | 1.33 | 1.37 |
| Weighted Avg Shares Out | 8,038 | 8,009 | 7,989 | 7,869 |
| Weighted Avg Shares Out Dil | 8,646 | 8,621 | 8,602 | 8,504 |
| Supplemental Information | – | – | – | – |
| Interest Income | $36,131 | $33,536 | $31,513 | $30,784 |
| Interest Expense | $4,792 | $4,282 | $3,904 | $3,898 |
| Depreciation & Amortization | $939 | $915 | $909 | $821 |
| EBITDA | $18,401 | $16,159 | $16,421 | $16,491 |
| % Margin | 43.4% | 40.3% | 43.6% | 44.6% |