Esquire Financial Holdings, Inc.
ESQ · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $138,268 | $121,639 | $85,918 | $65,555 |
| % Growth | 13.7% | 41.6% | 31.1% | – |
| Cost of Goods Sold | $18,144 | $12,640 | $5,137 | $7,783 |
| Gross Profit | $120,124 | $108,999 | $80,781 | $57,772 |
| % Margin | 86.9% | 89.6% | 94% | 88.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $38,788 | $33,274 | $26,332 | $22,188 |
| SG&A Expenses | $42,302 | $35,097 | $27,794 | $23,362 |
| Sales & Mktg Exp. | $3,514 | $1,823 | $1,462 | $1,174 |
| Other Operating Expenses | $18,541 | $18,020 | $14,186 | $11,702 |
| Operating Expenses | $60,843 | $53,117 | $41,980 | $35,064 |
| Operating Income | $59,281 | $55,882 | $38,801 | $22,708 |
| % Margin | 42.9% | 45.9% | 45.2% | 34.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $59,281 | $55,882 | $38,801 | $22,708 |
| Tax Expense | $15,623 | $14,871 | $10,283 | $4,783 |
| Net Income | $43,658 | $41,011 | $28,518 | $17,925 |
| % Margin | 31.6% | 33.7% | 33.2% | 27.3% |
| EPS | 5.58 | 5.31 | 3.73 | 2.4 |
| % Growth | 5.1% | 42.4% | 55.4% | – |
| EPS Diluted | 5.14 | 4.91 | 3.47 | 2.26 |
| Weighted Avg Shares Out | 7,818 | 7,716 | 7,638 | 7,470 |
| Weighted Avg Shares Out Dil | 8,487 | 8,346 | 8,106 | 7,947 |
| Supplemental Information | – | – | – | – |
| Interest Income | $113,373 | $91,888 | $60,993 | $44,531 |
| Interest Expense | $13,444 | $8,115 | $1,647 | $828 |
| Depreciation & Amortization | $3,287 | $2,537 | $2,549 | $2,235 |
| EBITDA | $62,568 | $58,419 | $41,350 | $24,943 |
| % Margin | 45.3% | 48% | 48.1% | 38% |