Essent Group Ltd.
ESNT · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $1,267,152 | $1,131,085 | $1,018,340 | $1,028,510 |
| % Growth | 12% | 11.1% | -1% | – |
| Cost of Goods Sold | $81,220 | $31,542 | -$174,704 | $31,057 |
| Gross Profit | $1,185,932 | $1,099,543 | $1,193,044 | $997,453 |
| % Margin | 93.6% | 97.2% | 117.2% | 97% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $136,392 | $114,898 | $100,300 | $101,339 |
| SG&A Expenses | $136,392 | $114,898 | $100,300 | $101,339 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $194,049 | $161,646 | $104,555 | $73,800 |
| Operating Expenses | $330,441 | $276,544 | $204,855 | $175,139 |
| Operating Income | $855,491 | $822,999 | $988,189 | $822,314 |
| % Margin | 67.5% | 72.8% | 97% | 80% |
| Other Income/Exp. Net | $0 | $0 | -$2 | $0 |
| Pre-Tax Income | $855,491 | $822,999 | $988,187 | $822,314 |
| Tax Expense | $126,088 | $126,613 | $156,834 | $140,531 |
| Net Income | $729,403 | $696,386 | $831,353 | $681,783 |
| % Margin | 57.6% | 61.6% | 81.6% | 66.3% |
| EPS | 6.92 | 6.56 | 7.75 | 6.13 |
| % Growth | 5.5% | -15.4% | 26.4% | – |
| EPS Diluted | 6.85 | 6.5 | 7.72 | 6.11 |
| Weighted Avg Shares Out | 105,394 | 106,222 | 107,205 | 111,164 |
| Weighted Avg Shares Out Dil | 106,550 | 107,129 | 107,653 | 111,555 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $0 | $0 | $0 |
| Interest Expense | $35,319 | $30,137 | $15,608 | $8,282 |
| Depreciation & Amortization | $5,783 | $4,525 | $3,024 | $3,379 |
| EBITDA | $896,593 | $857,661 | $1,006,819 | $833,975 |
| % Margin | 70.8% | 75.8% | 98.9% | 81.1% |