Essent Group Ltd.
ESNT · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $318,725 | $326,053 | $324,066 | $339,275 |
| % Growth | -2.2% | 0.6% | -4.5% | – |
| Cost of Goods Sold | $44,922 | $17,055 | $31,287 | $40,975 |
| Gross Profit | $273,803 | $308,998 | $292,779 | $298,300 |
| % Margin | 85.9% | 94.8% | 90.3% | 87.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $29,176 | $30,719 | $39,692 | $34,528 |
| SG&A Expenses | $29,176 | $30,719 | $39,692 | $34,528 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $45,468 | $47,104 | $46,088 | $68,822 |
| Operating Expenses | $74,644 | $77,823 | $85,780 | $103,350 |
| Operating Income | $199,159 | $231,175 | $206,999 | $194,950 |
| % Margin | 62.5% | 70.9% | 63.9% | 57.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $199,159 | $231,175 | $206,999 | $194,950 |
| Tax Expense | $34,944 | $35,836 | $31,566 | $27,050 |
| Net Income | $164,215 | $195,339 | $175,433 | $167,900 |
| % Margin | 51.5% | 59.9% | 54.1% | 49.5% |
| EPS | 1.69 | 1.95 | 1.71 | 1.6 |
| % Growth | -13.3% | 14% | 6.9% | – |
| EPS Diluted | 1.67 | 1.93 | 1.69 | 1.58 |
| Weighted Avg Shares Out | 100,086 | 100,037 | 102,881 | 104,963 |
| Weighted Avg Shares Out Dil | 101,155 | 101,059 | 103,946 | 106,104 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $0 | $0 | $0 |
| Interest Expense | $8,251 | $8,148 | $8,148 | $8,151 |
| Depreciation & Amortization | $1,265 | $1,341 | $1,373 | $1,431 |
| EBITDA | $208,675 | $240,664 | $216,520 | $204,532 |
| % Margin | 65.5% | 73.8% | 66.8% | 60.3% |