Essent Group Ltd.

ESNT · NYSE
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9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$319$326$324$339
% Growth-2.2%0.6%-4.5%
Cost of Goods Sold$45$17$31$41
Gross Profit$274$309$293$298
% Margin85.9%94.8%90.3%87.9%
R&D Expenses$0$0$0$0
G&A Expenses$29$31$40$35
SG&A Expenses$29$31$40$35
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$45$47$46$69
Operating Expenses$75$78$86$103
Operating Income$199$231$207$195
% Margin62.5%70.9%63.9%57.5%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$199$231$207$195
Tax Expense$35$36$32$27
Net Income$164$195$175$168
% Margin51.5%59.9%54.1%49.5%
EPS1.691.951.711.6
% Growth-13.3%14%6.9%
EPS Diluted1.671.931.691.58
Weighted Avg Shares Out100100103105
Weighted Avg Shares Out Dil101101104106
Supplemental Information
Interest Income$0$0$0$0
Interest Expense$8$8$8$8
Depreciation & Amortization$1$1$1$1
EBITDA$209$241$217$205
% Margin65.5%73.8%66.8%60.3%