Essent Group Ltd.
ESNT · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $164,215 | $195,339 | $175,433 | $167,900 |
| Dep. & Amort. | $1,265 | $1,341 | $1,373 | $1,431 |
| Deferred Tax | $1,985 | $10,359 | $11,050 | $2,232 |
| Stock-Based Comp. | $3,862 | $3,950 | $8,992 | $4,210 |
| Change in WC | $37,132 | -$21,369 | $25,866 | $44,992 |
| Other Non-Cash | $7,398 | -$83 | -$1,147 | $5,940 |
| Operating Cash Flow | $215,857 | $189,537 | $221,567 | $226,705 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$5,261 | -$742 | -$221 | -$721 |
| Net Acquisitions | $47,376 | -$34,745 | -$12,631 | -$9,519 |
| Inv. Purchases | -$208,601 | -$252,623 | -$349,690 | -$451,560 |
| Inv. Sales/Matur. | $39,197 | $184,001 | $418,075 | $363,895 |
| Other Inv. Act. | $62,919 | $0 | $0 | -$10,000 |
| Investing Cash Flow | -$64,370 | -$104,109 | $55,533 | -$107,905 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $0 | $0 | $0 | -$894 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$122,137 | -$170,512 | -$168,850 | -$66,346 |
| Dividends Paid | -$30,055 | -$30,866 | -$31,664 | -$29,386 |
| Other Fin. Act. | $0 | $0 | $0 | $0 |
| Financing Cash Flow | -$152,192 | -$201,378 | -$200,514 | -$96,626 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | -$705 | -$115,950 | $76,586 | $22,174 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $92,116 | $208,066 | $131,480 | $109,306 |
| End Cash | $91,411 | $92,116 | $208,066 | $131,480 |
| Free Cash Flow | $210,596 | $188,795 | $221,346 | $215,984 |