Essent Group Ltd.
ESNT · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $1,267 | $1,131 | $1,018 | $1,029 |
| % Growth | 12% | 11.1% | -1% | – |
| Cost of Goods Sold | $81 | $32 | -$175 | $31 |
| Gross Profit | $1,186 | $1,100 | $1,193 | $997 |
| % Margin | 93.6% | 97.2% | 117.2% | 97% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $136 | $115 | $100 | $101 |
| SG&A Expenses | $136 | $115 | $100 | $101 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $194 | $162 | $105 | $74 |
| Operating Expenses | $330 | $277 | $205 | $175 |
| Operating Income | $855 | $823 | $988 | $822 |
| % Margin | 67.5% | 72.8% | 97% | 80% |
| Other Income/Exp. Net | $0 | $0 | -$0 | $0 |
| Pre-Tax Income | $855 | $823 | $988 | $822 |
| Tax Expense | $126 | $127 | $157 | $141 |
| Net Income | $729 | $696 | $831 | $682 |
| % Margin | 57.6% | 61.6% | 81.6% | 66.3% |
| EPS | 6.92 | 6.56 | 7.75 | 6.13 |
| % Growth | 5.5% | -15.4% | 26.4% | – |
| EPS Diluted | 6.85 | 6.5 | 7.72 | 6.11 |
| Weighted Avg Shares Out | 105 | 106 | 107 | 111 |
| Weighted Avg Shares Out Dil | 107 | 107 | 108 | 112 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $0 | $0 | $0 |
| Interest Expense | $35 | $30 | $16 | $8 |
| Depreciation & Amortization | $6 | $5 | $3 | $3 |
| EBITDA | $897 | $858 | $1,007 | $834 |
| % Margin | 70.8% | 75.8% | 98.9% | 81.1% |