Embassy Bancorp, Inc.
EMYB · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $10,440 | $12,656 | $17,702 | $16,786 |
| Dep. & Amort. | $1,147 | $915 | $883 | $864 |
| Deferred Tax | -$46 | -$84 | -$348 | -$258 |
| Stock-Based Comp. | $521 | $568 | $527 | $432 |
| Change in WC | $240 | $6,682 | $1,164 | -$569 |
| Other Non-Cash | -$2,358 | -$1,239 | -$17 | -$2,006 |
| Operating Cash Flow | $9,944 | $19,498 | $19,911 | $15,249 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$739 | -$806 | -$719 | -$1,512 |
| Net Acquisitions | $0 | $0 | $0 | $29,875 |
| Inv. Purchases | -$44,262 | -$4,874 | -$93,347 | -$236,159 |
| Inv. Sales/Matur. | $31,637 | $55,741 | $23,843 | $51,565 |
| Other Inv. Act. | -$22,789 | -$46,806 | -$91,093 | $21 |
| Investing Cash Flow | -$36,153 | $3,255 | -$161,316 | -$156,210 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$19,375 | $35,000 | -$14,651 | -$50,794 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$72 | -$132 | -$100 | -$670 |
| Dividends Paid | -$3,199 | -$3,041 | -$2,644 | -$2,253 |
| Other Fin. Act. | $66,454 | -$42,952 | $56,403 | $232,463 |
| Financing Cash Flow | $43,808 | -$11,125 | $39,008 | $178,746 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $17,599 | $11,628 | -$102,397 | $37,785 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $78,923 | $67,295 | $169,692 | $131,907 |
| End Cash | $96,522 | $78,923 | $67,295 | $169,692 |
| Free Cash Flow | $9,205 | $18,692 | $19,192 | $13,737 |