Embassy Bancorp, Inc.

EMYB · OTC
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9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$18$19$17$18
% Growth-1.7%6.2%-0.9%
Cost of Goods Sold$0$7$7$7
Gross Profit$0$11$10$10
% Margin0%61.6%59.1%58.2%
R&D Expenses$0$0$0$0
G&A Expenses$0$4$4$2
SG&A Expenses$0$4$4$2
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$18$3$3$5
Operating Expenses$18$7$7$7
Operating Income$0$4$4$3
% Margin0%22.2%20.1%18.4%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$5$4$4$3
Tax Expense$1$1$1$1
Net Income$4$3$3$3
% Margin20.8%18.5%16.5%15.3%
EPS0.50.450.380.35
% Growth11.1%18.4%8.6%
EPS Diluted0.50.450.380.35
Weighted Avg Shares Out8888
Weighted Avg Shares Out Dil8888
Supplemental Information
Interest Income$0$18$17$17
Interest Expense$7$7$7$7
Depreciation & Amortization$1$0$0$0
EBITDA$1$4$4$4
% Margin3.1%23.7%21.5%20.3%
Embassy Bancorp, Inc. (EMYB) Financial Statements & Key Stats | AlphaPilot