Embassy Bancorp, Inc.
EMYB · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $3,793 | $3,437 | $2,887 | $2,698 |
| Dep. & Amort. | $558 | $268 | $260 | $337 |
| Deferred Tax | $0 | $0 | $0 | $0 |
| Stock-Based Comp. | $28 | $27 | $299 | $59 |
| Change in WC | $1,030 | -$614 | -$416 | -$87 |
| Other Non-Cash | -$1,419 | -$843 | -$346 | -$841 |
| Operating Cash Flow | $3,990 | $2,275 | $2,684 | $2,166 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | $305 | -$305 | -$78 | -$252 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$14,978 | -$15,037 | -$66,482 | $0 |
| Inv. Sales/Matur. | $14,614 | $16,660 | $24,094 | $14,057 |
| Other Inv. Act. | $1,358 | -$9,165 | -$4,040 | -$9,509 |
| Investing Cash Flow | $1,299 | -$7,847 | -$46,506 | $4,296 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $0 | $1,208 | -$15,625 | -$6,250 |
| Stock Issued | -$16 | $18 | $0 | $19 |
| Stock Repurch. | $0 | $0 | $0 | -$72 |
| Dividends Paid | $0 | $0 | $0 | $0 |
| Other Fin. Act. | $14,560 | -$1,740 | $60,828 | $4,456 |
| Financing Cash Flow | $10,891 | -$514 | $45,203 | -$1,847 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $16,180 | -$6,086 | $1,381 | $4,615 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $91,817 | $97,903 | $96,522 | $91,907 |
| End Cash | $107,997 | $91,817 | $97,903 | $96,522 |
| Free Cash Flow | $4,373 | $1,970 | $2,606 | $1,914 |