Elevate Credit, Inc.
ELVT · NYSE
12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | |
|---|---|---|---|---|
| Revenue | $416,637 | $465,346 | $746,962 | $786,682 |
| % Growth | -10.5% | -37.7% | -5% | – |
| Cost of Goods Sold | $241,327 | $185,316 | $444,370 | $515,943 |
| Gross Profit | $175,310 | $280,030 | $302,592 | $270,739 |
| % Margin | 42.1% | 60.2% | 40.5% | 34.4% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $130,642 | $134,577 | $160,497 | $147,793 |
| SG&A Expenses | $133,894 | $138,027 | $167,878 | $157,228 |
| Sales & Mktg Exp. | $3,252 | $3,450 | $7,381 | $9,435 |
| Other Operating Expenses | $22,086 | $21,792 | $23,291 | $18,637 |
| Operating Expenses | $155,980 | $159,819 | $191,169 | $175,865 |
| Operating Income | -$2,090 | $120,211 | $111,423 | $94,874 |
| % Margin | -0.5% | 25.8% | 14.9% | 12.1% |
| Other Income/Exp. Net | -$60,711 | -$73,099 | -$66,993 | -$80,957 |
| Pre-Tax Income | -$41,381 | $47,112 | $44,430 | $13,917 |
| Tax Expense | -$7,783 | $10,910 | $12,247 | $1,408 |
| Net Income | -$33,598 | $36,202 | $32,183 | $12,509 |
| % Margin | -8.1% | 7.8% | 4.3% | 1.6% |
| EPS | -0.98 | 0.87 | 0.73 | 0.28 |
| % Growth | -212.6% | 19.2% | 160.7% | – |
| EPS Diluted | -0.98 | 0.87 | 0.73 | 0.28 |
| Weighted Avg Shares Out | 34,262 | 40,927 | 43,806 | 44,299 |
| Weighted Avg Shares Out Dil | 34,262 | 41,762 | 44,338 | 44,299 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $0 | $0 | $0 |
| Interest Expense | $38,479 | $49,020 | $66,646 | $79,198 |
| Depreciation & Amortization | $17,658 | -$5,946 | $16,703 | $12,988 |
| EBITDA | $16,225 | $114,265 | $127,779 | $106,103 |
| % Margin | 3.9% | 24.6% | 17.1% | 13.5% |