Eastern Michigan Financial Corporation
EFIN · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $7,038 | $6,187 | $3,637 | $4,904 |
| Dep. & Amort. | $370 | $394 | $430 | $428 |
| Deferred Tax | $0 | $0 | $0 | $0 |
| Stock-Based Comp. | $459 | $369 | $360 | $297 |
| Change in WC | $650 | $1,022 | -$219 | -$1,041 |
| Other Non-Cash | -$431 | $403 | $1,827 | $1,456 |
| Operating Cash Flow | $8,086 | $8,375 | $6,035 | $6,044 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$887 | -$711 | -$224 | -$771 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$32,879 | -$51,105 | -$88,989 | -$204,458 |
| Inv. Sales/Matur. | $60,951 | $61,609 | $19,477 | $43,014 |
| Other Inv. Act. | -$3,769 | -$25,779 | $18,362 | $41,220 |
| Investing Cash Flow | $23,416 | -$15,986 | -$51,374 | -$120,995 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $0 | $0 | $0 | $0 |
| Stock Issued | $15 | $0 | $73 | $90 |
| Stock Repurch. | $0 | -$285 | -$732 | $0 |
| Dividends Paid | -$2,663 | -$1,876 | -$2,264 | -$1,368 |
| Other Fin. Act. | -$27,375 | -$30,033 | $39,467 | $64,267 |
| Financing Cash Flow | -$30,023 | -$32,194 | $36,544 | $62,989 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $1,479 | -$39,805 | -$8,795 | -$51,962 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $27,722 | $67,527 | $76,322 | $128,284 |
| End Cash | $29,201 | $27,722 | $67,527 | $76,322 |
| Free Cash Flow | $7,199 | $7,664 | $5,811 | $5,273 |