Eastern Michigan Financial Corporation
EFIN · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $6,266 | $6,009 | $5,785 | $6,778 |
| % Growth | 4.3% | 3.9% | -14.7% | – |
| Cost of Goods Sold | $0 | $488 | $520 | $607 |
| Gross Profit | $0 | $5,521 | $5,265 | $6,171 |
| % Margin | 0% | 91.9% | 91% | 91% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $0 | $0 | $0 | $0 |
| SG&A Expenses | $0 | $0 | $0 | $0 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $0 | $3,189 | $3,429 | $3,268 |
| Operating Expenses | $0 | $3,189 | $3,429 | $3,268 |
| Operating Income | $1,967 | $2,332 | $1,836 | $2,903 |
| % Margin | 31.4% | 38.8% | 31.7% | 42.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $1,967 | $2,332 | $1,836 | $2,903 |
| Tax Expense | $425 | $475 | $379 | $593 |
| Net Income | $1,542 | $1,857 | $1,457 | $2,310 |
| % Margin | 24.6% | 30.9% | 25.2% | 34.1% |
| EPS | 1.19 | 1.44 | 1.13 | 1.81 |
| % Growth | -17.4% | 27.4% | -37.6% | – |
| EPS Diluted | 0 | 1.47 | 1.13 | 1.82 |
| Weighted Avg Shares Out | 1,299 | 1,289 | 1,289 | 1,276 |
| Weighted Avg Shares Out Dil | 0 | 1,266 | 1,266 | 1,266 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $5,503 | $5,306 | $6,140 |
| Interest Expense | $0 | $488 | $520 | $607 |
| Depreciation & Amortization | $0 | $0 | $0 | $0 |
| EBITDA | $1,967 | $2,332 | $1,836 | $2,903 |
| % Margin | 31.4% | 38.8% | 31.7% | 42.8% |