Encore Capital Group, Inc.
ECPG · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $460,353 | $442,122 | $392,775 | $265,619 |
| % Growth | 4.1% | 12.6% | 47.9% | – |
| Cost of Goods Sold | $203,729 | $117,738 | $105,932 | $181,893 |
| Gross Profit | $256,624 | $324,384 | $286,843 | $83,726 |
| % Margin | 55.7% | 73.4% | 73% | 31.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $39,220 | $41,327 | $41,018 | $52,019 |
| SG&A Expenses | $39,220 | $41,327 | $41,018 | $52,019 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $44,226 | $132,324 | $116,482 | $165,897 |
| Operating Expenses | $83,446 | $173,651 | $157,500 | $217,916 |
| Operating Income | $173,178 | $150,733 | $129,343 | -$134,190 |
| % Margin | 37.6% | 34.1% | 32.9% | -50.5% |
| Other Income/Exp. Net | -$73,313 | -$72,717 | -$68,883 | -$75,789 |
| Pre-Tax Income | $99,865 | $78,016 | $60,460 | -$209,979 |
| Tax Expense | $25,205 | $19,295 | $13,664 | $15,328 |
| Net Income | $74,660 | $58,721 | $46,796 | -$225,307 |
| % Margin | 16.2% | 13.3% | 11.9% | -84.8% |
| EPS | 3.22 | 2.5 | 1.96 | -9.42 |
| % Growth | 28.8% | 27.6% | 120.8% | – |
| EPS Diluted | 3.17 | 2.49 | 1.93 | -9.42 |
| Weighted Avg Shares Out | 23,222 | 23,507 | 23,879 | 23,873 |
| Weighted Avg Shares Out Dil | 23,520 | 23,578 | 24,269 | 23,873 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $0 | $0 | $11,071 |
| Interest Expense | $70,549 | $70,515 | $67,201 | $79,569 |
| Depreciation & Amortization | $7,170 | $7,311 | $7,344 | $8,967 |
| EBITDA | $177,584 | $158,044 | $135,005 | -$136,206 |
| % Margin | 38.6% | 35.7% | 34.4% | -51.3% |