Encore Capital Group, Inc.

ECPG · NASDAQ
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9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$460$442$393$266
% Growth4.1%12.6%47.9%
Cost of Goods Sold$204$118$106$182
Gross Profit$257$324$287$84
% Margin55.7%73.4%73%31.5%
R&D Expenses$0$0$0$0
G&A Expenses$39$41$41$52
SG&A Expenses$39$41$41$52
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$44$132$116$166
Operating Expenses$83$174$158$218
Operating Income$173$151$129-$134
% Margin37.6%34.1%32.9%-50.5%
Other Income/Exp. Net-$73-$73-$69-$76
Pre-Tax Income$100$78$60-$210
Tax Expense$25$19$14$15
Net Income$75$59$47-$225
% Margin16.2%13.3%11.9%-84.8%
EPS3.222.51.96-9.42
% Growth28.8%27.6%120.8%
EPS Diluted3.172.491.93-9.42
Weighted Avg Shares Out23242424
Weighted Avg Shares Out Dil24242424
Supplemental Information
Interest Income$0$0$0$11
Interest Expense$71$71$67$80
Depreciation & Amortization$7$7$7$9
EBITDA$178$158$135-$136
% Margin38.6%35.7%34.4%-51.3%
Encore Capital Group, Inc. (ECPG) Financial Statements & Key Stats | AlphaPilot