Encore Capital Group, Inc.
ECPG · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $74,660 | $58,721 | $46,796 | -$225,307 |
| Dep. & Amort. | $7,170 | $7,311 | $7,344 | $8,967 |
| Deferred Tax | $0 | $0 | $0 | -$23,998 |
| Stock-Based Comp. | $4,341 | $5,283 | $3,424 | $2,281 |
| Change in WC | $54,920 | -$15,167 | $3,902 | $32,348 |
| Other Non-Cash | -$59,510 | -$46,624 | -$16,183 | $229,253 |
| Operating Cash Flow | $81,581 | $9,524 | $45,283 | $23,544 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$6,018 | -$6,330 | -$6,990 | -$8,768 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | $0 | $0 | $0 | -$491,574 |
| Inv. Sales/Matur. | $0 | $0 | $0 | $217,929 |
| Other Inv. Act. | -$39,879 | -$63,044 | -$93,288 | $17,688 |
| Investing Cash Flow | -$45,897 | -$69,374 | -$100,278 | -$264,725 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$19,244 | $68,056 | $60,595 | $237,297 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$10,114 | -$15,211 | -$10,004 | $0 |
| Dividends Paid | $0 | $0 | $0 | $0 |
| Other Fin. Act. | -$7,316 | -$5,952 | -$10,254 | -$50,010 |
| Financing Cash Flow | -$36,674 | $46,893 | $40,337 | $187,287 |
| Forex Effect | $582 | -$1,264 | $1,910 | $6,406 |
| Net Chg. in Cash | -$408 | -$14,221 | -$12,748 | -$47,488 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $172,896 | $187,117 | $199,865 | $247,353 |
| End Cash | $172,488 | $172,896 | $187,117 | $199,865 |
| Free Cash Flow | $75,563 | $3,194 | $38,293 | $14,776 |