ECB Bancorp, Inc.

ECBK · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$20,758$19,456$17,892$18,139
% Growth6.7%8.7%-1.4%
Cost of Goods Sold$12,144$12,561$10,963$10,717
Gross Profit$8,614$6,895$6,929$7,422
% Margin41.5%35.4%38.7%40.9%
R&D Expenses$0$0$0$0
G&A Expenses$3,814$264$3,661$3,818
SG&A Expenses$3,986$453$3,793$3,973
Sales & Mktg Exp.$172$189$132$155
Other Operating Expenses$1,372$4,527$1,415$1,510
Operating Expenses$5,358$4,980$5,208$5,483
Operating Income$3,256$1,915$1,721$1,939
% Margin15.7%9.8%9.6%10.7%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$3,256$1,915$1,721$1,939
Tax Expense$817$475$424$493
Net Income$2,439$1,440$1,297$1,446
% Margin11.7%7.4%7.2%8%
EPS0.30.180.160.18
% Growth66.7%12.5%-11.1%
EPS Diluted0.290.170.160.17
Weighted Avg Shares Out8,1298,1568,2118,224
Weighted Avg Shares Out Dil8,3298,3708,3448,376
Supplemental Information
Interest Income$20,417$19,101$17,621$17,811
Interest Expense$11,961$11,441$10,973$11,028
Depreciation & Amortization$74$75$75$75
EBITDA$3,330$1,990$1,796$2,014
% Margin16%10.2%10%11.1%