Citizens Community Bancorp, Inc.
CZWI · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $99,428 | $94,436 | $80,222 | $80,058 |
| % Growth | 5.3% | 17.7% | 0.2% | – |
| Cost of Goods Sold | $39,966 | $35,424 | $14,503 | $10,368 |
| Gross Profit | $59,462 | $59,012 | $65,719 | $69,690 |
| % Margin | 59.8% | 62.5% | 81.9% | 87% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $23,539 | $21,918 | $22,598 | $23,274 |
| SG&A Expenses | $24,332 | $22,652 | $23,615 | $24,260 |
| Sales & Mktg Exp. | $793 | $734 | $1,017 | $986 |
| Other Operating Expenses | $17,680 | $17,428 | $18,523 | $16,471 |
| Operating Expenses | $42,012 | $40,080 | $42,138 | $40,731 |
| Operating Income | $17,450 | $18,932 | $23,581 | $28,959 |
| % Margin | 17.6% | 20% | 29.4% | 36.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $17,450 | $18,932 | $23,581 | $28,959 |
| Tax Expense | $3,699 | $5,873 | $5,820 | $7,693 |
| Net Income | $13,751 | $13,059 | $17,761 | $21,266 |
| % Margin | 13.8% | 13.8% | 22.1% | 26.6% |
| EPS | 1.34 | 1.25 | 1.69 | 1.98 |
| % Growth | 7.2% | -26% | -14.6% | – |
| EPS Diluted | 1.34 | 1.25 | 1.69 | 1.98 |
| Weighted Avg Shares Out | 10,198 | 10,469 | 10,505 | 10,717 |
| Weighted Avg Shares Out Dil | 10,204 | 10,470 | 10,514 | 10,727 |
| Supplemental Information | – | – | – | – |
| Interest Income | $89,615 | $84,248 | $69,397 | $64,035 |
| Interest Expense | $43,141 | $35,899 | $13,028 | $10,368 |
| Depreciation & Amortization | $3,423 | $3,741 | $4,028 | $4,042 |
| EBITDA | $20,873 | $22,673 | $27,609 | $33,001 |
| % Margin | 21% | 24% | 34.4% | 41.2% |