Citizens Bancorp
CZBC · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $38,792 | $40,268 | $32,977 | $30,366 |
| % Growth | -3.7% | 22.1% | 8.6% | – |
| Cost of Goods Sold | $8,304 | $7,282 | $461 | $462 |
| Gross Profit | $30,488 | $32,986 | $32,516 | $29,904 |
| % Margin | 78.6% | 81.9% | 98.6% | 98.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $570 | $558 | $1,737 | $1,888 |
| SG&A Expenses | $570 | $558 | $20,149 | $18,032 |
| Sales & Mktg Exp. | $0 | $0 | $18,412 | $16,144 |
| Other Operating Expenses | $25,758 | $24,499 | $228 | -$1,772 |
| Operating Expenses | $26,328 | $25,057 | $20,377 | $16,260 |
| Operating Income | $4,160 | $7,929 | $12,139 | $13,644 |
| % Margin | 10.7% | 19.7% | 36.8% | 44.9% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $4,160 | $7,929 | $12,139 | $13,644 |
| Tax Expense | $787 | $1,775 | $3,037 | $3,329 |
| Net Income | $3,373 | $6,154 | $9,102 | $10,315 |
| % Margin | 8.7% | 15.3% | 27.6% | 34% |
| EPS | 0.57 | 1.03 | 1.52 | 1.73 |
| % Growth | -44.7% | -32.2% | -12.1% | – |
| EPS Diluted | 0.57 | 1.03 | 1.52 | 1.73 |
| Weighted Avg Shares Out | 5,612 | 5,637 | 5,655 | 5,624 |
| Weighted Avg Shares Out Dil | 5,612 | 5,637 | 5,655 | 5,624 |
| Supplemental Information | – | – | – | – |
| Interest Income | $36,217 | $37,586 | $29,940 | $27,269 |
| Interest Expense | $8,304 | $7,282 | $461 | $462 |
| Depreciation & Amortization | $616 | $517 | $524 | $594 |
| EBITDA | $4,776 | $8,446 | $12,663 | $14,238 |
| % Margin | 12.3% | 21% | 38.4% | 46.9% |