Crystal Valley Financial Corporation
CYVF · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $12,997 | $12,378 | $11,917 | $12,020 |
| % Growth | 5% | 3.9% | -0.9% | – |
| Cost of Goods Sold | $3,539 | $3,414 | $3,470 | $3,539 |
| Gross Profit | $9,458 | $8,964 | $8,447 | $8,482 |
| % Margin | 72.8% | 72.4% | 70.9% | 70.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $78 | $3 | $99 | $106 |
| SG&A Expenses | $286 | $222 | $305 | $292 |
| Sales & Mktg Exp. | $207 | $220 | $206 | $185 |
| Other Operating Expenses | $5,139 | $5,120 | $4,963 | $4,986 |
| Operating Expenses | $5,425 | $5,342 | $5,268 | $5,278 |
| Operating Income | $4,033 | $3,622 | $3,179 | $3,204 |
| % Margin | 31% | 29.3% | 26.7% | 26.7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $4,033 | $3,622 | $3,179 | $3,204 |
| Tax Expense | $701 | $613 | $530 | $332 |
| Net Income | $3,332 | $3,009 | $2,649 | $2,872 |
| % Margin | 25.6% | 24.3% | 22.2% | 23.9% |
| EPS | 2.63 | 2.35 | 2.07 | 2.25 |
| % Growth | 11.9% | 13.5% | -8% | – |
| EPS Diluted | 2.63 | 2.35 | 2.07 | 2.25 |
| Weighted Avg Shares Out | 1,265 | 1,279 | 1,279 | 1,279 |
| Weighted Avg Shares Out Dil | 1,265 | 1,279 | 1,279 | 1,279 |
| Supplemental Information | – | – | – | – |
| Interest Income | $11,755 | $11,598 | $10,903 | $10,970 |
| Interest Expense | $3,539 | $3,414 | $3,470 | $3,539 |
| Depreciation & Amortization | $0 | $0 | $0 | $0 |
| EBITDA | $4,033 | $3,622 | $3,179 | $3,204 |
| % Margin | 31% | 29.3% | 26.7% | 26.7% |