Codorus Valley Bancorp, Inc.
CVLY · NASDAQ
3/31/2024 | 12/31/2023 | 9/30/2023 | 6/30/2023 | |
|---|---|---|---|---|
| Revenue | $34,020 | $34,182 | $23,019 | $23,518 |
| % Growth | -0.5% | 48.5% | -2.1% | – |
| Cost of Goods Sold | $0 | $0 | $0 | $0 |
| Gross Profit | $34,020 | $34,182 | $23,019 | $23,518 |
| % Margin | 100% | 100% | 100% | 100% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $10,445 | $7,248 | $9,657 | $9,733 |
| SG&A Expenses | $10,757 | $7,552 | $10,004 | $10,120 |
| Sales & Mktg Exp. | $312 | $304 | $347 | $387 |
| Other Operating Expenses | -$4,179 | -$4,448 | -$25,605 | -$25,087 |
| Operating Expenses | $4,179 | $4,448 | -$15,601 | -$14,967 |
| Operating Income | $5,805 | $29,734 | $7,418 | $8,551 |
| % Margin | 17.1% | 87% | 32.2% | 36.4% |
| Other Income/Exp. Net | -$364 | -$1,844 | $0 | $0 |
| Pre-Tax Income | $5,441 | $6,888 | $7,418 | $8,551 |
| Tax Expense | $1,186 | $1,435 | $1,501 | $1,940 |
| Net Income | $4,255 | $5,453 | $5,917 | $6,611 |
| % Margin | 12.5% | 16% | 25.7% | 28.1% |
| EPS | 0.44 | 0.57 | 0.62 | 0.69 |
| % Growth | -22.8% | -8.1% | -10.1% | – |
| EPS Diluted | 0.44 | 0.57 | 0.61 | 0.69 |
| Weighted Avg Shares Out | 9,649 | 9,629 | 9,616 | 9,600 |
| Weighted Avg Shares Out Dil | 9,670 | 9,644 | 9,631 | 9,610 |
| Supplemental Information | – | – | – | – |
| Interest Income | $29,770 | $30,032 | $29,029 | $27,939 |
| Interest Expense | $12,202 | $10,776 | $9,701 | $8,091 |
| Depreciation & Amortization | $600 | $632 | $414 | $349 |
| EBITDA | $24,048 | -$21,678 | $17,533 | $16,991 |
| % Margin | 70.7% | -63.4% | 76.2% | 72.2% |