Customers Bancorp, Inc.
CUBI · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $387,503 | $353,554 | $285,789 | $313,501 |
| % Growth | 9.6% | 23.7% | -8.8% | – |
| Cost of Goods Sold | $186,110 | $172,079 | $175,760 | $183,279 |
| Gross Profit | $201,393 | $181,475 | $110,029 | $130,222 |
| % Margin | 52% | 51.3% | 38.5% | 41.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $57,228 | $57,754 | $54,424 | $5,505 |
| SG&A Expenses | $57,864 | $58,215 | $54,952 | $7,150 |
| Sales & Mktg Exp. | $636 | $461 | $528 | $1,645 |
| Other Operating Expenses | $43,186 | $44,358 | $43,189 | $87,211 |
| Operating Expenses | $101,050 | $102,573 | $98,141 | $94,361 |
| Operating Income | $100,343 | $78,902 | $11,888 | $35,861 |
| % Margin | 25.9% | 22.3% | 4.2% | 11.4% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $100,343 | $78,902 | $11,888 | $35,861 |
| Tax Expense | $24,598 | $17,963 | -$1,024 | $8,946 |
| Net Income | $75,745 | $60,939 | $12,912 | $26,915 |
| % Margin | 19.5% | 17.2% | 4.5% | 8.6% |
| EPS | 2.28 | 1.77 | 0.3 | 0.74 |
| % Growth | 28.8% | 490% | -59.5% | – |
| EPS Diluted | 2.2 | 1.73 | 0.29 | 0.71 |
| Weighted Avg Shares Out | 32,341 | 31,585 | 31,448 | 31,347 |
| Weighted Avg Shares Out Dil | 33,460 | 32,374 | 32,491 | 32,558 |
| Supplemental Information | – | – | – | – |
| Interest Income | $361,479 | $328,001 | $314,909 | $329,906 |
| Interest Expense | $159,567 | $151,298 | $147,463 | $162,085 |
| Depreciation & Amortization | $1,897 | $11,643 | $15,639 | $9,094 |
| EBITDA | $102,240 | $90,545 | $27,527 | $44,955 |
| % Margin | 26.4% | 25.6% | 9.6% | 14.3% |