Customers Bancorp, Inc.
CUBI · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $388 | $354 | $286 | $314 |
| % Growth | 9.6% | 23.7% | -8.8% | – |
| Cost of Goods Sold | $186 | $172 | $176 | $183 |
| Gross Profit | $201 | $181 | $110 | $130 |
| % Margin | 52% | 51.3% | 38.5% | 41.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $57 | $58 | $54 | $6 |
| SG&A Expenses | $58 | $58 | $55 | $7 |
| Sales & Mktg Exp. | $1 | $0 | $1 | $2 |
| Other Operating Expenses | $43 | $44 | $43 | $87 |
| Operating Expenses | $101 | $103 | $98 | $94 |
| Operating Income | $100 | $79 | $12 | $36 |
| % Margin | 25.9% | 22.3% | 4.2% | 11.4% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $100 | $79 | $12 | $36 |
| Tax Expense | $25 | $18 | -$1 | $9 |
| Net Income | $76 | $61 | $13 | $27 |
| % Margin | 19.5% | 17.2% | 4.5% | 8.6% |
| EPS | 2.28 | 1.77 | 0.3 | 0.74 |
| % Growth | 28.8% | 490% | -59.5% | – |
| EPS Diluted | 2.2 | 1.73 | 0.29 | 0.71 |
| Weighted Avg Shares Out | 32 | 32 | 31 | 31 |
| Weighted Avg Shares Out Dil | 33 | 32 | 32 | 33 |
| Supplemental Information | – | – | – | – |
| Interest Income | $361 | $328 | $315 | $330 |
| Interest Expense | $160 | $151 | $147 | $162 |
| Depreciation & Amortization | $2 | $12 | $16 | $9 |
| EBITDA | $102 | $91 | $28 | $45 |
| % Margin | 26.4% | 25.6% | 9.6% | 14.3% |