Consumer Portfolio Services, Inc.
CPSS · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $108,421 | $109,764 | $106,874 | $105,303 |
| % Growth | -1.2% | 2.7% | 1.5% | – |
| Cost of Goods Sold | $58,386 | $57,923 | $53,939 | $51,794 |
| Gross Profit | $50,035 | $51,841 | $52,935 | $53,509 |
| % Margin | 46.1% | 47.2% | 49.5% | 50.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $35,886 | $37,545 | $38,575 | $38,311 |
| SG&A Expenses | $41,568 | $43,266 | $44,486 | $44,587 |
| Sales & Mktg Exp. | $5,682 | $5,721 | $5,911 | $6,276 |
| Other Operating Expenses | $1,435 | $1,623 | $1,647 | $1,571 |
| Operating Expenses | $43,003 | $44,889 | $46,133 | $46,158 |
| Operating Income | $7,032 | $6,952 | $6,802 | $7,351 |
| % Margin | 6.5% | 6.3% | 6.4% | 7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $7,032 | $6,952 | $6,802 | $7,351 |
| Tax Expense | $2,179 | $2,155 | $2,108 | $2,206 |
| Net Income | $4,853 | $4,797 | $4,694 | $5,145 |
| % Margin | 4.5% | 4.4% | 4.4% | 4.9% |
| EPS | 0.22 | 0.22 | 0.22 | 0.24 |
| % Growth | 0% | 0% | -8.3% | – |
| EPS Diluted | 0.2 | 0.2 | 0.19 | 0.21 |
| Weighted Avg Shares Out | 22,209 | 21,893 | 21,444 | 21,292 |
| Weighted Avg Shares Out Dil | 24,046 | 24,180 | 24,325 | 24,274 |
| Supplemental Information | – | – | – | – |
| Interest Income | $107,166 | $108,362 | $105,433 | $103,150 |
| Interest Expense | $59,098 | $58,704 | $54,918 | $52,522 |
| Depreciation & Amortization | $207 | $249 | $249 | $212 |
| EBITDA | $7,239 | $7,201 | $7,051 | $7,563 |
| % Margin | 6.7% | 6.6% | 6.6% | 7.2% |