Consumer Portfolio Services, Inc.

CPSS · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$108$110$107$105
% Growth-1.2%2.7%1.5%
Cost of Goods Sold$58$58$54$52
Gross Profit$50$52$53$54
% Margin46.1%47.2%49.5%50.8%
R&D Expenses$0$0$0$0
G&A Expenses$36$38$39$38
SG&A Expenses$42$43$44$45
Sales & Mktg Exp.$6$6$6$6
Other Operating Expenses$1$2$2$2
Operating Expenses$43$45$46$46
Operating Income$7$7$7$7
% Margin6.5%6.3%6.4%7%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$7$7$7$7
Tax Expense$2$2$2$2
Net Income$5$5$5$5
% Margin4.5%4.4%4.4%4.9%
EPS0.220.220.220.24
% Growth0%0%-8.3%
EPS Diluted0.20.20.190.21
Weighted Avg Shares Out22222121
Weighted Avg Shares Out Dil24242424
Supplemental Information
Interest Income$107$108$105$103
Interest Expense$59$59$55$53
Depreciation & Amortization$0$0$0$0
EBITDA$7$7$7$8
% Margin6.7%6.6%6.6%7.2%