Central Pacific Financial Corp.
CPF · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $340,479 | $319,628 | $277,041 | $259,859 |
| % Growth | 6.5% | 15.4% | 6.6% | – |
| Cost of Goods Sold | $104,005 | $87,916 | $15,541 | -$7,137 |
| Gross Profit | $236,474 | $231,712 | $261,500 | $266,996 |
| % Margin | 69.5% | 72.5% | 94.4% | 102.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $92,544 | $88,210 | $96,703 | $95,832 |
| SG&A Expenses | $98,157 | $94,113 | $102,367 | $102,616 |
| Sales & Mktg Exp. | $5,613 | $5,903 | $5,664 | $6,784 |
| Other Operating Expenses | $70,278 | $60,777 | $60,364 | $58,728 |
| Operating Expenses | $168,435 | $154,890 | $162,731 | $161,344 |
| Operating Income | $68,039 | $76,822 | $98,769 | $105,652 |
| % Margin | 20% | 24% | 35.7% | 40.7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $68,039 | $76,822 | $98,769 | $105,652 |
| Tax Expense | $14,627 | $18,153 | $24,841 | $25,758 |
| Net Income | $53,412 | $58,669 | $73,928 | $79,894 |
| % Margin | 15.7% | 18.4% | 26.7% | 30.7% |
| EPS | 1.97 | 2.17 | 2.7 | 2.85 |
| % Growth | -9.2% | -19.6% | -5.3% | – |
| EPS Diluted | 1.97 | 2.17 | 2.68 | 2.83 |
| Weighted Avg Shares Out | 27,057 | 27,028 | 27,398 | 28,004 |
| Weighted Avg Shares Out Dil | 27,195 | 27,081 | 27,568 | 28,257 |
| Supplemental Information | – | – | – | – |
| Interest Income | $305,590 | $282,179 | $232,265 | $218,442 |
| Interest Expense | $94,366 | $72,657 | $17,093 | $7,715 |
| Depreciation & Amortization | $9,115 | $7,648 | $8,160 | $10,452 |
| EBITDA | $77,154 | $84,470 | $106,929 | $116,104 |
| % Margin | 22.7% | 26.4% | 38.6% | 44.7% |