Central Pacific Financial Corp.
CPF · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $92,189 | $89,944 | $87,111 | $80,037 |
| % Growth | 2.5% | 3.3% | 8.8% | – |
| Cost of Goods Sold | $22,778 | $23,311 | $23,643 | $22,964 |
| Gross Profit | $69,411 | $66,633 | $63,468 | $57,073 |
| % Margin | 75.3% | 74.1% | 72.9% | 71.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $26,458 | $24,482 | $22,817 | $22,769 |
| SG&A Expenses | $27,649 | $25,844 | $24,008 | $24,310 |
| Sales & Mktg Exp. | $1,191 | $1,362 | $1,191 | $1,541 |
| Other Operating Expenses | $18,120 | $16,913 | $16,909 | $19,360 |
| Operating Expenses | $45,769 | $42,757 | $40,917 | $43,670 |
| Operating Income | $23,642 | $23,876 | $22,551 | $13,403 |
| % Margin | 25.6% | 26.5% | 25.9% | 16.7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $23,642 | $23,876 | $22,551 | $13,403 |
| Tax Expense | $5,068 | $5,605 | $4,791 | $2,058 |
| Net Income | $18,574 | $18,271 | $17,760 | $11,345 |
| % Margin | 20.1% | 20.3% | 20.4% | 14.2% |
| EPS | 0.69 | 0.68 | 0.66 | 0.42 |
| % Growth | 1.5% | 3% | 57.1% | – |
| EPS Diluted | 0.69 | 0.68 | 0.65 | 0.42 |
| Weighted Avg Shares Out | 27,014 | 27,037 | 27,087 | 27,057 |
| Weighted Avg Shares Out Dil | 27,119 | 27,140 | 27,213 | 27,195 |
| Supplemental Information | – | – | – | – |
| Interest Income | $79,564 | $77,732 | $76,882 | $77,835 |
| Interest Expense | $18,658 | $18,324 | $19,507 | $22,186 |
| Depreciation & Amortization | $2,004 | $2,027 | $1,933 | $3,399 |
| EBITDA | $25,646 | $25,903 | $24,484 | $16,802 |
| % Margin | 27.8% | 28.8% | 28.1% | 21% |